Mediterrania, always faithful to its core principle of absolute respect for the client and their needs, offers flexible, modern, and competitive insurance solutions. By analyzing current customer demands that shape a new framework of needs, it has created the innovative program “Legal Protection from Own Vehicle Insurance Policy.”

The program has been carefully designed and targets vehicle owners who, in addition to the mandatory Third-Party Liability coverage, have chosen to insure their vehicle with optional coverages (fire, theft, glass breakage, comprehensive, etc.). It provides Legal Protection insurance for disputes that may arise regarding compensation with the insured’s insurance company in cases involving optional coverages, allowing the insured to defend their legal interests. At the same time, it also includes Special Monetary Benefit coverage for the insured, in cases where a deductible amount is applied by their insurance company, according to their insurance terms, for the optional coverages of fire, theft, comprehensive, glass breakage, and natural phenomena.

Get today the Legal Protection from Own Vehicle Insurance Policy program by Mediterrania and experience the added security and reliability we offer, with clear and straightforward insurance terms.

The program is designed for those who hold optional coverages under their vehicle insurance policy and wish to protect their interests in the event of disputes with their insurance company regarding claims from these optional coverages.

Legal Protection Coverages

Coverage Amount: €1,500 (per event)

Pursuit (out-of-court and judicial) of any claim by the insured against any private insurance company, arising from the vehicle’s insurance policy with that company, such as damages from:

• Fire
• Theft
• Own Damages (Comprehensive)
• Glass Breakage
• Natural Phenomena, etc.

The coverage applies provided that the subject of the dispute (claim) exceeds €400.
Coverage applies to insured events occurring within Greece.
The registered office of the insured’s insurance company and the jurisdiction of the courts must be within the territory of Greece.

Special Monetary Benefit Coverage

Coverage Amount: €300 or €600 (for the total insurance period)

In the event of damage to the insured vehicle concerning an optional coverage for which a deductible amount or percentage applies to the compensation by the insurance company that covers the vehicle’s liability, the insured is compensated through a Special Monetary Benefit for the deductible amount subtracted from the compensation paid by their insurance company.

The Special Monetary Benefit coverage applies exclusively to damages arising from the following optional coverages:

• Own Damages (Comprehensive)
• Glass Breakage
• Fire
• Total or Partial Theft
• Natural Phenomena

A necessary condition for the Special Monetary Benefit coverage is the prior payment of compensation (with a receipt of settlement) for the damage by the vehicle’s insurance company and the application of a deductible amount on the compensation according to the insurance terms.

Coverage applies to insured events occurring within Greece, provided that the registered office of the insured’s insurance company and the jurisdiction of the courts are within the territory of Greece.

Gross Annual Premium

• €52 (for €300 coverage)
• €86 (for €600 coverage)

Additional Information

The program is available for:

• Private Passenger Vehicles (PPV)
• Motorcycles (over 50cc)
• Private Use Trucks (PUT) and PUT (Agricultural)

Coverage for PUT vehicles is provided only if their gross weight does not exceed 3,500 kg.