Mediterrania, always faithful to its core principle of absolute respect for the client and their needs, offers flexible, modern, and competitive insurance solutions. By analyzing the current demands of customers that shape a new framework of needs, it has created the innovative program “Legal Protection from Own Insurance Policy Disputes.”

The program has been carefully designed and is addressed to vehicle owners who wish to handle the consequences of a road accident quickly and who also hold optional coverages (e.g. fire, theft, glass breakage, comprehensive, etc.) in their vehicle insurance policy. It provides Legal Protection insurance for disputes that may arise regarding compensation with the insured’s insurance company, in cases involving optional coverages, enabling them to protect their legal interests. At the same time, it also offers Accelerated Payment coverage to the insured, in the event of vehicle damage caused by a road accident for which they are demonstrably not at fault.

Get the Legal Protection from Own Insurance Policy Disputes program by Mediterrania and feel the confidence we provide, with simple and transparent insurance terms.

This program is intended for those who wish to safeguard their interests, both regarding disputes that may arise with their insurance company from optional vehicle coverages, and in cases of time-consuming procedures following a road accident for which they are not at fault.

Legal Protection Coverages

Coverage Amount

Pursuit (out-of-court and judicial) of any claim by the insured against any private insurance company, arising from the vehicle’s insurance policy with that company, such as damages from:

• Fire
• Theft
• Own damages (comprehensive)
• Glass breakage
• Natural phenomena, etc.

€1,500 (per event)

The coverage applies provided that the subject of the dispute (claim) exceeds €400.
The coverage is valid for insured events that occurred within Greece.
The registered office of the insured’s insurance company and the jurisdiction of the courts must be within the territory of Greece.

Accelerated Payment Coverage

Coverage Amount

In the event of a claim for damage to the insured vehicle caused by a road accident with fault of a third-party vehicle, the company, under the Accelerated Payment coverage of compensation to the insured, will pay the agreed compensation amount with the liable party’s insurance company, with the purpose of recovering it (through assignment of the claim by the insured) from the liable party’s insurer or, upon its authorization, from the insurer of the damaged insured vehicle, through the Direct Payment System (DPS / “Friendly Settlement”).

Up to €4,000 (for the total insurance period)

Essential conditions for the Accelerated Payment coverage are:

• The damage to the insured vehicle must be exclusively due to a road accident with material damages only.
• The liability insurance company of the responsible vehicle must have acknowledged the fault of its insured and agreed with the claimant (insured) on the amount and time of payment of compensation.
• The agreed compensation must not exceed €4,000 and the agreed payment period must not exceed sixty (60) days.
• The insured must agree to and sign an assignment document of their claim to the Insurer, with their signature certified either in printed form or electronically (via gov).
• The liability insurance company of the responsible vehicle or the insurer of the damaged vehicle via DPS must confirm to the Insurer the agreed compensation amount, the exact payment time, and the acceptance of the claim assignment by the claimant.

The coverage applies to insured events occurring within Greece, provided that the registered office of the insurer of the damaged vehicle or of the third-party insurer and the jurisdiction of the courts are within Greek territory.

Gross Annual Premium

€10

Additional Information

The program is available for:

• Private Passenger Vehicles (PPV)
• Motorcycles (over 50cc)
• Private Use Trucks (PUT) with a gross weight up to 3,500 kg